Consider the benefits' of a Short Term Care policy from Bankers Fidelity Life.
Covers all levels of care
Your Short Term Care policy provides coverage for any level of care including custodial care.
No prior hospitalization required
You may enter the nursing facility directly from your home, there is no pre-hospitalization required.
Flexible benefits tailored to your needs
Select from daily benefits of $20 to $300. Choose from benefit periods of 180 days to 360 days 20 day elimination period.
Full restoration of benefits*
Following confinement in a nursing home, and after you have been confinement free for six consecutive months, 100% of any benefit paid are restored.
Full benefits paid for Alzheimer's disease
Cognitive impairments, including Alzheimer's disease, senile dementia and Parkinson's disease, are covered the same as any other illness.
Broad definition of coverage
Short Term Care benefits are paid when you are unable to perform any two of five activates of daily living (ADLs)
Guaranteed renewable for life
Your policy can never be cancelled by the company as long as your premiums are paid on time.
*Restoration of Benefits not available in DE. Limited availability in NM and PA - only available on 180 day benefit period.